Ian G. Spratt

What type of mortgage insurance are you looking for? 

We also specialise in insurance products that are associated with mortgage lending. We recommend products from a range of insurers, not just a single provider, and like our mortgage service – we will arrange the cover suited to YOU – not us.


LIFE ASSURANCE & CRITICAL ILLNESS COVER

To provide adequate protection for your beneficiaries to meet financial needs in the event of your premature death and/or provide adequate protection against the onset of any specified medical conditions 

BUILDINGS AND CONTENTS INSURANCE

This insurance covers the property against damage (such as fire, flood, burglary etc..). It is compulsory in virtually every instance to have buildings insurance in place before you can move in to a property. Some lenders also charge a fee if their insurance product is taken. 

ACCIDENT, SICKNESS AND UNEMPLOYMENT INSURANCE (ASU)

This insurance covers the mortgage repayments in the event of accident, sickness or unemployment. It can also be known as Mortgage Payment Protection Insurance (MPPI). You can choose if you want Accident & Sickness cover, Unemployment cover or both.

WE SPECIALISE IN MORTGAGES AND MORTGAGE RELATED INSURANCES...
Whether you are a first time buyer, a home mover, wanting to remortgage or improve your home you should contact us as we have chosen to focus our professional services on the mortgage arena.
DO YOU KNOW EXACTLY WHERE TO START...
Our job is to navigate you through the mortgage maze utilising arguably some of the most sophisticated technology to research, identify, arrange and finalise your mortgage requirements
WHY WE ARE DIFFERENT FROM THE REST...
We possess over 25 years of mortgage experience. Our clients span over all age, employment and income sectors as we are committed to providing a mortgage service to everyone.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
 
We normally charge a fee for mortgage advice; however this will be dependent on your circumstances.
Our typical fee is £400.